Paying for purchases

Cash, debit card, credit card or cheque

Opening up a bank account gives you access to your money at all times.

When opening a Checking or Savings Account at a bank, you will receive a debit card. These are secured, plastic cards that allow you to use automatic banking machines (ABMs, also referred to as automated teller machines or ATMs) to withdraw money from your account without having to go into the bank.

Most business, including grocery and clothing stores, accept direct debit card payments. The cost of your purchase is withdrawn from your account and credited to the merchant's account.

You can use online banking to monitor the amount of money in your account. Speak to your bank representative about online banking.

It is also advisable to keep a certain amount of cash available for smaller purchases and in case your card stops functioning.

Some purchases can also be paid for by credit card or cheque (less commonly accepted).